) Community progress loan or community improvement expense depth, including the specific sort of financing and type of entity supported (
(1) A nonmetropolitan middle-money census tract is designated as distressed whether it is inside of a county that meets a number of of the subsequent standards:
means, notwithstanding the definition of “little farm” On this segment, a loan A part of “loans to modest farms” as reported in Agenda RC-C of the decision Report.
A bank that features modified or further efficiency analysis components with accompanying once-a-year measurable targets in its approach must specify in its plan annual measurable ambitions that constitute “Satisfactory” functionality and should specify yearly measurable goals that constitute “Remarkable” functionality.
For a small financial institution evaluated under the Little Financial institution Lending Exam, the Board premiums the bank's effectiveness below this portion as offered in appendix E to this section.
) The number of examining and savings accounts opened digitally and thru other shipping devices which have been Lively at the end of Every calendar year by census tract money degree for every calendar yr.
(four) Lacking or defective details that could be needed to determine the relevant metrics and benchmarks or almost every other elements that avert the Board from calculating a Retail Lending Exam advised conclusion.
If an intermediate financial institution opts to generally be evaluated pursuant for the Group Progress Financing Examination in § 228.24, the Board evaluates the intermediate lender for the analysis period of time previous the bank's up coming CRA assessment pursuant towards the Neighborhood Progress Funding Test in § 228.24 and continues evaluations pursuant to this effectiveness examination for subsequent analysis durations till the bank opts out.
The Board assigns conclusions to a large financial institution's or restricted purpose lender's general performance within the relevant checks described in paragraph (a) of the section pursuant to § 228.28 and appendix C to this element. The Board assigns conclusions to a small financial institution's or intermediate financial institution's overall performance within the applicable tests described in paragraph (a) of this section pursuant to § 228.
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A little lender, or more info even a bank which was a small financial institution during the prior calendar yr, need to include things like in its community file the financial institution's loan-to-deposit ratio for each quarter on the prior calendar year and, at its alternative, extra info on its loan-to-deposit ratio.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
Notwithstanding the requirements of the part, a military lender whose prospects aren't Situated inside of a defined geographic area may delineate the entire United States and its territories as its sole facility-centered evaluation spot.
(4) If the financial institution didn't revise the Original draft program in response to suggestions or worries from general public enter received, an explanation for why any suggestion or problem was not resolved during the draft strategy.